For Individuals

Individual Accounting Services

Tax laws are very complex and changes to these laws are frequently made.  Protecting your personal assets has never been more important.  Preparing your own income tax return can be a complicated and confusing process leaving you with more questions than answers.  It’s easy to overlook deductions and credits to which you are entitled.  Planning is the key to keeping your finances on track and minimizing the amount of taxes you will pay.

The list below outlines some of the many services that we offer for individuals:

  • Tax Planning
  • Individual tax return preparation
  • Estate tax return preparation
  • Inheritance tax return preparation
  • Trust tax return preparation
  • Gift tax return preparation
  • Personal financial statements
  • New Jersey PTR Senior Freeze
  • New Jersey Homestead Rebates
  • IRS and state representation
  • Household employee payroll for nanny’s, home health care, etc.

Our staff can calculate your payroll withholding to avoid owing with your tax return as well as advise you of potential deductions to limit your tax liability for next year.

We will recommend tax saving strategies such as:

  • defer income so you can keep your money now and pay less later
  • reduce taxes on your income so you keep more of what you make
  • reduce taxes on your estate so your family keeps more of what you’ve made
  • reduce taxes on your gifts so you can give more
  • reduce taxes on your retirement distributions
  • defer tax liabilities through 401(k) or pension plans

For individuals needing tax preparation, our firm is the first and last stop for their needs.  Our goal is to make the tax preparation process as easy as possible, reduce tax liability through careful planning and legitimate tax strategies, and make sure you take advantage of all allowable deductions and credits.

Estate Planning Done Right

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

Art Sisco’s 2017 Tax Document Checklist

Yes, the calendar reads 2018, but the IRS of course, is living in the past. As you probably know, we are now beginning the process of doing something we're pretty good at: effectively, legally, and ethically reporting our Bergen & Rockland County clients' business...

If There’s Another Government Shutdown We’re Here To Help Your Bergen & Rockland County Business

You're wise these days if you don't pay close attention to the political tug-of-war that seems to be getting worse and worse. If so, you might not have yet seen that the federal government seems headed for another shutdown.Which is rough news for any poor schmoe out...

Art Sisco’s Annual Holiday Prayer

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Influence and Leadership In The Digital Age by Art Sisco

Here's a truth that some Bergen & Rockland County entrepreneur-types HATE to acknowledge: uptight accountants are a useful bunch.One of the things we really like, btw, is getting AHEAD of the game for our Bergen & Rockland County clients.Which, regardless of your...

Tax Paperwork Checklist

These days, I'm often glad that it's our busy tax filing season, so that I have an easy excuse when political conversations are happening: Oh THAT [crazy new political story]? Huh, didn't see it -- I'm too busy with tax season. With all of the chaos out there, the...

Should I Extend Credit To My Bergen & Rockland County Customers?

Before I get into the slippery slope I'm referring to in the title of this post, how are things for you these days? How's business going?I'd love to hear an update on your business ... so click the email button in the upper-right of the site here, and send me a note...

How Money Works For Bergen & Rockland County Business Owners (Part 1)

Sometimes it feels like all we face is turmoil. And this feeling is not restricted to those Bergen & Rockland County businesses who survive "month-to-month". Even the best-capitalized among us can get trapped by the ever-increasing cycle of impending doom. This is...

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Let’s Start a Conversation

See, relative to their income, the rich are frugal. They save and invest. They spend less than 65% of their take-home pay on day-to-day expenses.

How You’re Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.

But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!